Flood insurance in Springtown, TX

Standard home policies exclude flood — and from coastal areas to riverside towns, plenty of property has real flood exposure.

7independent agencies listed
7serving businesses too

Springtown, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Flood coverage to consider

  • Building coverage
  • Contents coverage
  • NFIP policies
  • Private flood markets
  • Excess flood (above NFIP limits)
  • Basement coverage (limited by policy type)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Springtown

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Springtown give that conversation a starting point.

$261,300median home value
1989median year homes built
68%of homes owner-occupied
1,211households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Springtown.

Flood history in Parker County

Standard homeowners policies don't cover flood damage. Federal flood program records show what flooding has actually done in Parker County.

278NFIP flood claims on record since 1978
$4.5Mpaid to NFIP policyholders
48claims in the last 10 years
14federal disaster declarations since 2000

Source: FEMA public records (disaster declarations and National Flood Insurance Program claims), county-level figures for Parker County. NFIP figures reflect the federal flood program only, not private flood policies.

Independent agencies in Springtown

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18359450 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 22058750 · public licensing record

Bergen INS Agency LLC

Springtown, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20530096 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 13637308 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20539947 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18986414 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Springtown

Agencies in this market may also help with related lines that have local licensing depth.

Flood in nearby markets in Parker County

Browse nearby markets with enough listed agencies to support a local flood page.

Frequently asked questions

How many independent agencies can help with flood insurance in Springtown, TX?

Public licensing records list 7 independent agencies in Springtown, Texas with qualifications that match flood insurance, within Parker County. Listings are public-record based and are not endorsements.

Can I compare flood insurance with agencies near Springtown?

Yes. You can request quotes in Springtown, or browse Weatherford, Aledo, Willow Park to compare independent agencies in nearby markets in Parker County.

What happens after I request flood insurance quotes in Springtown?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Springtown. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Isn't flood covered by homeowners insurance?

Generally no — flood is a standard exclusion. A separate flood policy covers it, and an agent can compare NFIP and private options.

Is there a waiting period?

NFIP policies typically have a 30-day waiting period unless tied to a loan closing. Don't wait for a storm in the forecast.

Tell us what you need once.

We'll connect you with an independent agency serving Springtown, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.