Landlords insurance in Phoenix, AZ

Owners of rental property need coverage built for tenants, not owner-occupants.

77independent agencies listed
6with 20+ year records
77serving businesses too

Phoenix, AZ market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Phoenix rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Phoenix.

43%of households rent
$1,582/momedian gross rent
$420,700median home value
610,442households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Phoenix.

Disaster history in Maricopa County

Federal disaster declarations are public FEMA records of the events that have hit Maricopa County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Firemost common declared peril (11x)
2024most recent: Boulder View Fire

Source: FEMA public records (disaster declarations), county-level figures for Maricopa County.

Independent agencies in Phoenix

77 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21263013 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 8610786 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21299122 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21690152 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18458291 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21299120 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Phoenix, AZ?

Public licensing records list 77 independent agencies in Phoenix, Arizona with qualifications that match landlords insurance, within Maricopa County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Phoenix?

Yes. You can request quotes in Phoenix, or browse Scottsdale, Mesa, Chandler to compare independent agencies in nearby markets in Maricopa County.

What happens after I request landlords insurance quotes in Phoenix?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Phoenix. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Phoenix, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.