Landlord insurance in Fresno, CA

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

28independent agencies listed
4with 20+ year records
28serving businesses too

Fresno, CA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Fresno rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Fresno.

50%of households rent
$1,421/momedian gross rent
$374,800median home value
180,450households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Fresno.

Disaster history in Fresno County

Federal disaster declarations are public FEMA records of the events that have hit Fresno County hardest. They're useful context when deciding which coverages and limits matter here.

9federal disaster declarations since 2000
Firemost common declared peril (3x)
2023most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Fresno County.

Insurance agency records in Fresno

28 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 2111076 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2002 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2013 · NPN 2746206 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2022 · NPN 11782989 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 9831365 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2002 · NPN 686229 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Fresno? See renters insurance in Fresno for coverage of your own belongings and liability as a tenant.

Landlords in nearby markets in Fresno County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlord insurance in Fresno, CA?

Public licensing records list 28 insurance agencies in Fresno, California with broad licensing qualifications relevant to this category, within Fresno County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landlord insurance with agencies near Fresno?

Yes. You can request quotes in Fresno, or browse Clovis to compare independent agencies in nearby markets in Fresno County.

What happens after I request landlord insurance quotes in Fresno?

Tell us what you need once. We match your request with one licensed independent agency serving Fresno. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll match you with one independent agency serving Fresno. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.