Landlords insurance in San Franciso, CA

Owners of rental property need coverage built for tenants, not owner-occupants.

1independent agency listed
1with 20+ year records
1serving businesses too

San Franciso, CA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The San Francisco County rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in San Francisco County.

62%of households rent
$2,476/momedian gross rent
$1,394,500median home value
363,970households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for San Francisco County. The Census Bureau doesn't publish place-level estimates for San Franciso, so figures cover the county.

Disaster history in San Francisco County

Federal disaster declarations are public FEMA records of the events that have hit San Francisco County hardest. They're useful context when deciding which coverages and limits matter here.

5federal disaster declarations since 2000
Floodmost common declared peril (3x)
2023most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for San Francisco County.

Independent agencies in San Franciso

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2002 · NPN 1052648 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in nearby markets in San Francisco County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in San Franciso, CA?

Public licensing records list 1 independent agency in San Franciso, California with qualifications that match landlords insurance, within San Francisco County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near San Franciso?

Yes. You can request quotes in San Franciso, or browse San Francisco to compare independent agencies in nearby markets in San Francisco County.

What happens after I request landlords insurance quotes in San Franciso?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving San Franciso. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving San Franciso, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.