Landlord insurance in Santa Monica, CA
Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income. An independent agency can compare landlord and dwelling policies across carriers.
Santa Monica, CA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Landlords coverage to consider
- Landlord / dwelling property
- General liability
- Loss of rental income
- Umbrella / excess liability
- Flood (where applicable)
- Equipment breakdown
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
The Santa Monica rental market
Rental exposure starts with tenants and property values. Here is what the market looks like in Santa Monica.
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Santa Monica.
Disaster history in Los Angeles County
Federal disaster declarations are public FEMA records of the events that have hit Los Angeles County hardest. They're useful context when deciding which coverages and limits matter here.
Source: FEMA public records (disaster declarations), county-level figures for Los Angeles County.
Insurance agency records in Santa Monica
9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.
Santa Monica, CA
Broad license categories; specific offerings and independence need confirmation.
In records since 2018 · NPN 18701224 · public licensing record
Santa Monica, CA
Broad license categories; specific offerings and independence need confirmation.
In records since 2022 · NPN 20338594 · public licensing record
Santa Monica, CA
Broad license categories; specific offerings and independence need confirmation.
In records since 2025 · NPN 21151674 · public licensing record
Santa Monica, CA
Broad license categories; specific offerings and independence need confirmation.
In records since 2018 · NPN 18840096 · public licensing record
Santa Monica, CA
Broad license categories; specific offerings and independence need confirmation.
In records since 2002 · NPN 963549 · public licensing record
Santa Monica, CA
Broad license categories; specific offerings and independence need confirmation.
In records since 2008 · NPN 775145 · public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Renting your home in Santa Monica? See renters insurance in Santa Monica for coverage of your own belongings and liability as a tenant.
Other coverage in Santa Monica
Agencies in this market may also help with related lines that have local licensing depth.
Landlords in nearby markets in Los Angeles County
Browse nearby markets with enough listed agencies to support a local landlords page.
Frequently asked questions
How many independent agencies can help with landlord insurance in Santa Monica, CA?
Public licensing records list 9 insurance agencies in Santa Monica, California with broad licensing qualifications relevant to this category, within Los Angeles County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.
Can I compare landlord insurance with agencies near Santa Monica?
Yes. You can request quotes in Santa Monica, or browse Los Angeles, Woodland Hills, Pasadena to compare independent agencies in nearby markets in Los Angeles County.
What happens after I request landlord insurance quotes in Santa Monica?
Tell us what you need once. We match your request with one licensed independent agency serving Santa Monica. We are not an insurance agency and we do not sell your information into a bidding marketplace.
Is a homeowners policy enough for a rental?
Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.
Does landlord insurance cover lost rent?
Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.
Tell us what you need once.
We'll match you with one independent agency serving Santa Monica. Your information is never sold or blasted to a list.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.