Landlord insurance in Durango, CO
Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income. An independent agency can compare landlord and dwelling policies across carriers.
Durango, CO market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Landlords coverage to consider
- Landlord / dwelling property
- General liability
- Loss of rental income
- Umbrella / excess liability
- Flood (where applicable)
- Equipment breakdown
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
The Durango rental market
Rental exposure starts with tenants and property values. Here is what the market looks like in Durango.
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Durango.
Disaster history in La Plata County
Federal disaster declarations are public FEMA records of the events that have hit La Plata County hardest. They're useful context when deciding which coverages and limits matter here.
Source: FEMA public records (disaster declarations), county-level figures for La Plata County.
Insurance agency records in Durango
7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.
Durango, CO
License categories: Property & casualty, Personal lines property & casualty. Confirm services with the agency.
In records since 2026 · NPN 22101019 · Public licensing record
Durango, CO
License categories: Property & casualty. Confirm services with the agency.
In records since 2017 · NPN 16700338 · Public licensing record
Durango, CO
License categories: Property & casualty. Confirm services with the agency.
In records since 2018 · NPN 18723813 · Public licensing record
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2011 · NPN 6756774 · Public licensing record
Durango, CO
License categories: Property & casualty. Confirm services with the agency.
In records since 2019 · NPN 16893541 · Public licensing record
Durango, CO
License categories: Property & casualty. Confirm services with the agency.
In records since 2023 · NPN 16977595 · Public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Renting your home in Durango? See renters insurance in Durango for coverage of your own belongings and liability as a tenant.
Other coverage in Durango
Agencies in this market may also help with related lines that have local licensing depth.
Landlords in other Colorado markets
Browse nearby markets with enough listed agencies to support a local landlords page.
Frequently asked questions
How many independent agencies can help with landlord insurance in Durango, CO?
Public licensing records list 7 insurance agencies in Durango, Colorado with broad licensing qualifications relevant to this category, within La Plata County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.
Can I compare landlord insurance with agencies near Durango?
Yes. You can request quotes in Durango, or browse Denver, Colorado Springs, Aurora to compare independent agencies in other Colorado markets.
What happens after I request landlord insurance quotes in Durango?
Tell us what you need once. We match your request with one licensed independent agency serving Durango. We are not an insurance agency and we do not sell your information into a bidding marketplace.
Is a homeowners policy enough for a rental?
Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.
Does landlord insurance cover lost rent?
Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.
Tell us what you need once.
We'll match you with one independent agency serving Durango. Your information is never sold or blasted to a list.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.