Landlords insurance in Westminster, CO

Owners of rental property need coverage built for tenants, not owner-occupants.

7independent agencies listed
7serving businesses too

Westminster, CO market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Westminster rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Westminster.

38%of households rent
$1,882/momedian gross rent
$532,400median home value
48,106households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Westminster.

Disaster history in Adams County

Federal disaster declarations are public FEMA records of the events that have hit Adams County hardest. They're useful context when deciding which coverages and limits matter here.

7federal disaster declarations since 2000
Floodmost common declared peril (3x)
2015most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Adams County.

Independent agencies in Westminster

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 8331232 · public licensing record

Ana Zamora Agency, LLC

Westminster, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 21553310 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 17430755 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20401609 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19274742 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 16022937 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in nearby markets in Adams County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in Westminster, CO?

Public licensing records list 7 independent agencies in Westminster, Colorado with qualifications that match landlords insurance, within Adams County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Westminster?

Yes. You can request quotes in Westminster, or browse Thornton, Northglenn to compare independent agencies in nearby markets in Adams County.

What happens after I request landlords insurance quotes in Westminster?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Westminster. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Westminster, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.