Landlords insurance in St. Simons Island, GA

Owners of rental property need coverage built for tenants, not owner-occupants.

2independent agencies listed
2serving businesses too

St. Simons Island, GA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Glynn County rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Glynn County.

33%of households rent
$1,135/momedian gross rent
$301,300median home value
35,543households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Glynn County. The Census Bureau doesn't publish place-level estimates for St. Simons Island, so figures cover the county.

Disaster history in Glynn County

Federal disaster declarations are public FEMA records of the events that have hit Glynn County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Hurricanemost common declared peril (10x)
2024most recent: Hurricane Debby

Source: FEMA public records (disaster declarations), county-level figures for Glynn County.

Independent agencies in St. Simons Island

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Reliant Group Holdings, LLC

St. Simons Island, GA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 17664783 · public licensing record

Terrorism Risk Solutions, LLC

St. Simons Island, GA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20108245 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in other Georgia markets

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in St. Simons Island, GA?

Public licensing records list 2 independent agencies in St. Simons Island, Georgia with qualifications that match landlords insurance, within Glynn County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near St. Simons Island?

Yes. You can request quotes in St. Simons Island, or browse Atlanta, Alpharetta, Marietta to compare independent agencies in other Georgia markets.

What happens after I request landlords insurance quotes in St. Simons Island?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving St. Simons Island. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving St. Simons Island, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.