Landlord insurance in West Des Moines, IA
Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income. An independent agency can compare landlord and dwelling policies across carriers.
West Des Moines, IA market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Landlords coverage to consider
- Landlord / dwelling property
- General liability
- Loss of rental income
- Umbrella / excess liability
- Flood (where applicable)
- Equipment breakdown
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
The West Des Moines rental market
Rental exposure starts with tenants and property values. Here is what the market looks like in West Des Moines.
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for West Des Moines.
Disaster history in Dallas County
Federal disaster declarations are public FEMA records of the events that have hit Dallas County hardest. They're useful context when deciding which coverages and limits matter here.
Source: FEMA public records (disaster declarations), county-level figures for Dallas County.
Insurance agency records in West Des Moines
11 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.
West Des Moines, IA
License categories: Property & casualty, Managing general agent. Confirm services with the agency.
In records since 2005 · NPN 7072997 · Public licensing record
West Des Moines, IA
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2020 · NPN 19377202 · Public licensing record
West Des Moines, IA
License categories: Personal lines property & casualty, Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2017 · NPN 18058193 · Public licensing record
West Des Moines, IA
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2004 · NPN 963073 · Public licensing record
West Des Moines, IA
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2009 · NPN 2109402 · Public licensing record
West Des Moines, IA
License categories: Property & casualty. Confirm services with the agency.
In records since 2026 · NPN 22118242 · Public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Renting your home in West Des Moines? See renters insurance in West Des Moines for coverage of your own belongings and liability as a tenant.
Other coverage in West Des Moines
Agencies in this market may also help with related lines that have local licensing depth.
Landlords in nearby markets in Dallas County
Browse nearby markets with enough listed agencies to support a local landlords page.
Frequently asked questions
How many independent agencies can help with landlord insurance in West Des Moines, IA?
Public licensing records list 11 insurance agencies in West Des Moines, Iowa with broad licensing qualifications relevant to this category, within Dallas County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.
Can I compare landlord insurance with agencies near West Des Moines?
Yes. You can request quotes in West Des Moines, or browse Waukee to compare independent agencies in nearby markets in Dallas County.
What happens after I request landlord insurance quotes in West Des Moines?
Tell us what you need once. We match your request with one licensed independent agency serving West Des Moines. We are not an insurance agency and we do not sell your information into a bidding marketplace.
Is a homeowners policy enough for a rental?
Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.
Does landlord insurance cover lost rent?
Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.
Tell us what you need once.
We'll match you with one independent agency serving West Des Moines. Your information is never sold or blasted to a list.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.