Landlords insurance in Portland, ME

Owners of rental property need coverage built for tenants, not owner-occupants.

5independent agencies listed
5serving businesses too

Portland, ME market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Portland rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Portland.

53%of households rent
$1,577/momedian gross rent
$489,600median home value
32,965households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Portland.

Disaster history in Cumberland County

Federal disaster declarations are public FEMA records of the events that have hit Cumberland County hardest. They're useful context when deciding which coverages and limits matter here.

19federal disaster declarations since 2000
Severe Stormmost common declared peril (8x)
2024most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Cumberland County.

Independent agencies in Portland

5 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Ciee, Inc.

Portland, ME

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 8941627 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 17473336 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 1012991 · public licensing record

Uig Inc

Portland, ME

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 8692007 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 8213035 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in other Maine markets

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in Portland, ME?

Public licensing records list 5 independent agencies in Portland, Maine with qualifications that match landlords insurance, within Cumberland County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Portland?

Yes. You can request quotes in Portland, or browse Bangor to compare independent agencies in other Maine markets.

What happens after I request landlords insurance quotes in Portland?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Portland. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Portland, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.