Landlords insurance in Bethesda, MD

Owners of rental property need coverage built for tenants, not owner-occupants.

5independent agencies listed
2with 20+ year records
5serving businesses too

Bethesda, MD market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Bethesda rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Bethesda.

36%of households rent
$2,469/momedian gross rent
$1,169,900median home value
27,937households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Bethesda.

Disaster history in Montgomery County

Federal disaster declarations are public FEMA records of the events that have hit Montgomery County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Montgomery County.

Independent agencies in Bethesda

5 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Advent Mutual LLC

Bethesda, MD

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 19022474 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2003 · NPN 2328928 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 16530910 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18274869 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1986 · NPN 659575 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Bethesda, MD?

Public licensing records list 5 independent agencies in Bethesda, Maryland with qualifications that match landlords insurance, within Montgomery County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Bethesda?

Yes. You can request quotes in Bethesda, or browse Rockville, Silver Spring, Chevy Chase to compare independent agencies in nearby markets in Montgomery County.

What happens after I request landlords insurance quotes in Bethesda?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Bethesda. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Bethesda, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.