Landlords insurance in Apple Valley, MN

Owners of rental property need coverage built for tenants, not owner-occupants.

3independent agencies listed
3serving businesses too

Apple Valley, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Apple Valley rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Apple Valley.

27%of households rent
$1,738/momedian gross rent
$370,400median home value
21,627households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Apple Valley.

Disaster history in Dakota County

Federal disaster declarations are public FEMA records of the events that have hit Dakota County hardest. They're useful context when deciding which coverages and limits matter here.

5federal disaster declarations since 2000
Floodmost common declared peril (2x)
2012most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Dakota County.

Independent agencies in Apple Valley

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 7374458 · public licensing record

Kmat Inc

Apple Valley, MN

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 15728207 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 3197591 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in nearby markets in Dakota County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in Apple Valley, MN?

Public licensing records list 3 independent agencies in Apple Valley, Minnesota with qualifications that match landlords insurance, within Dakota County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Apple Valley?

Yes. You can request quotes in Apple Valley, or browse Burnsville, Lakeville to compare independent agencies in nearby markets in Dakota County.

What happens after I request landlords insurance quotes in Apple Valley?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Apple Valley. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Apple Valley, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.