Landlords insurance in Minneapolis, MN

Owners of rental property need coverage built for tenants, not owner-occupants.

17independent agencies listed
7with 20+ year records
16serving businesses too

Minneapolis, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Minneapolis rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Minneapolis.

52%of households rent
$1,371/momedian gross rent
$362,200median home value
192,734households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Minneapolis.

Disaster history in Hennepin County

Federal disaster declarations are public FEMA records of the events that have hit Hennepin County hardest. They're useful context when deciding which coverages and limits matter here.

7federal disaster declarations since 2000
Floodmost common declared peril (4x)
2016most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Hennepin County.

Independent agencies in Minneapolis

17 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21178431 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 17610317 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21070641 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21006865 · public licensing record

Capitas Agency, LLC

Minneapolis, MN

Unclaimed
Commercial

In records since 2013 · NPN 8791794 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18245569 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Minneapolis, MN?

Public licensing records list 17 independent agencies in Minneapolis, Minnesota with qualifications that match landlords insurance, within Hennepin County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Minneapolis?

Yes. You can request quotes in Minneapolis, or browse Edina, Plymouth, Eden Prairie to compare independent agencies in nearby markets in Hennepin County.

What happens after I request landlords insurance quotes in Minneapolis?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Minneapolis. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Minneapolis, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.