Landlord insurance in Durham, MO
Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income. An independent agency can compare landlord and dwelling policies across carriers.
Durham, MO market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Landlords coverage to consider
- Landlord / dwelling property
- General liability
- Loss of rental income
- Umbrella / excess liability
- Flood (where applicable)
- Equipment breakdown
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
The Lewis County rental market
Rental exposure starts with tenants and property values. Here is what the market looks like in Lewis County.
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lewis County. The Census Bureau doesn't publish place-level estimates for Durham, so figures cover the county.
Disaster history in Lewis County
Federal disaster declarations are public FEMA records of the events that have hit Lewis County hardest. They're useful context when deciding which coverages and limits matter here.
Source: FEMA public records (disaster declarations), county-level figures for Lewis County.
Insurance agency records in Durham
1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.
Durham, MO
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2024 · NPN 20259023 · Public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Renting your home in Durham? See renters insurance in Durham for coverage of your own belongings and liability as a tenant.
Landlords in other Missouri markets
Browse nearby markets with enough listed agencies to support a local landlords page.
Frequently asked questions
How many independent agencies can help with landlord insurance in Durham, MO?
Public licensing records list 1 insurance agency in Durham, Missouri with broad licensing qualifications relevant to this category, within Lewis County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.
Can I compare landlord insurance with agencies near Durham?
Yes. You can request quotes in Durham, or browse Kansas City, Springfield, St. Louis to compare independent agencies in other Missouri markets.
What happens after I request landlord insurance quotes in Durham?
Tell us what you need once. We match your request with one licensed independent agency serving Durham. We are not an insurance agency and we do not sell your information into a bidding marketplace.
Is a homeowners policy enough for a rental?
Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.
Does landlord insurance cover lost rent?
Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.
Tell us what you need once.
We'll match you with one independent agency serving Durham. Your information is never sold or blasted to a list.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.