Landlords insurance in Reno, NV

Owners of rental property need coverage built for tenants, not owner-occupants.

17independent agencies listed
2with 20+ year records
17serving businesses too

Reno, NV market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Reno rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Reno.

50%of households rent
$1,556/momedian gross rent
$548,300median home value
114,322households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Reno.

Disaster history in Washoe County

Federal disaster declarations are public FEMA records of the events that have hit Washoe County hardest. They're useful context when deciding which coverages and limits matter here.

42federal disaster declarations since 2000
Firemost common declared peril (36x)
2025most recent: Peavine Fire

Source: FEMA public records (disaster declarations), county-level figures for Washoe County.

Independent agencies in Reno

17 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2004 · NPN 686079 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 20054499 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 19036864 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 9147367 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 2740729 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19220409 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Reno, NV?

Public licensing records list 17 independent agencies in Reno, Nevada with qualifications that match landlords insurance, within Washoe County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Reno?

Yes. You can request quotes in Reno, or browse Las Vegas, Henderson, North Las Vegas to compare independent agencies in other Nevada markets.

What happens after I request landlords insurance quotes in Reno?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Reno. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Reno, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.