Landlords insurance in Kingston, NY

Owners of rental property need coverage built for tenants, not owner-occupants.

4independent agencies listed
2with 20+ year records
4serving businesses too

Kingston, NY market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Kingston rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Kingston.

52%of households rent
$1,469/momedian gross rent
$315,500median home value
10,020households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Kingston.

Disaster history in Ulster County

Federal disaster declarations are public FEMA records of the events that have hit Ulster County hardest. They're useful context when deciding which coverages and limits matter here.

23federal disaster declarations since 2000
Severe Stormmost common declared peril (10x)
2021most recent: Hurricane Henri

Source: FEMA public records (disaster declarations), county-level figures for Ulster County.

Independent agencies in Kingston

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 3272126 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 1999391 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18772151 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 2004815 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Kingston, NY?

Public licensing records list 4 independent agencies in Kingston, New York with qualifications that match landlords insurance, within Ulster County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Kingston?

Yes. You can request quotes in Kingston, or browse Manhattan, Brooklyn, Melville to compare independent agencies in other New York markets.

What happens after I request landlords insurance quotes in Kingston?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Kingston. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Kingston, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.