Landlord insurance in Grants Pass, OR

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

3agency records listed
3with broad P&C qualifications

Grants Pass, OR market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Grants Pass rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Grants Pass.

43%of households rent
$1,217/momedian gross rent
$382,600median home value
16,552households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Grants Pass.

Disaster history in Josephine County

Federal disaster declarations are public FEMA records of the events that have hit Josephine County hardest. They're useful context when deciding which coverages and limits matter here.

17federal disaster declarations since 2000
Firemost common declared peril (12x)
2025most recent: Severe Storm

Source: FEMA public records (disaster declarations), county-level figures for Josephine County.

Insurance agency records in Grants Pass

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Bob Hart Insurance Inc

Grants Pass, OR

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2019 · NPN 686960 · Public licensing record

Insurance Lounge, LLC

Grants Pass, OR

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2015 · NPN 16551113 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2022 · NPN 18721108 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Grants Pass? See renters insurance in Grants Pass for coverage of your own belongings and liability as a tenant.

Frequently asked questions

How many independent agencies can help with landlord insurance in Grants Pass, OR?

Public licensing records list 3 insurance agencies in Grants Pass, Oregon with broad licensing qualifications relevant to this category, within Josephine County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landlord insurance with agencies near Grants Pass?

Yes. You can request quotes in Grants Pass, or browse Portland, Lake Oswego, Beaverton to compare independent agencies in other Oregon markets.

What happens after I request landlord insurance quotes in Grants Pass?

Tell us what you need once. We match your request with one licensed independent agency serving Grants Pass. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll match you with one independent agency serving Grants Pass. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.