Landlord insurance in State College, PA

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

3independent agencies listed
3serving businesses too

State College, PA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The State College rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in State College.

74%of households rent
$1,273/momedian gross rent
$437,800median home value
11,257households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for State College.

Disaster history in Centre County

Federal disaster declarations are public FEMA records of the events that have hit Centre County hardest. They're useful context when deciding which coverages and limits matter here.

7federal disaster declarations since 2000
Hurricanemost common declared peril (3x)
2016most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Centre County.

Independent agencies in State College

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Frost & Conn Inc

State College, PA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 2013620 · public licensing record

Gearhart, Herr & Co., LLC

State College, PA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21435433 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 2008160 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in State College? See renters insurance in State College for coverage of your own belongings and liability as a tenant.

Frequently asked questions

How many independent agencies can help with landlord insurance in State College, PA?

Public licensing records list 3 independent agencies in State College, Pennsylvania with qualifications that match landlord insurance, within Centre County. Listings are public-record based and are not endorsements.

Can I compare landlord insurance with agencies near State College?

Yes. You can request quotes in State College, or browse Pittsburgh, Philadelphia, Irwin to compare independent agencies in other Pennsylvania markets.

What happens after I request landlord insurance quotes in State College?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving State College. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving State College, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.