Landlord insurance in Pawtucket, RI

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

3independent agencies listed
2with 20+ year records
3serving businesses too

Pawtucket, RI market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Pawtucket rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Pawtucket.

50%of households rent
$1,208/momedian gross rent
$325,500median home value
30,598households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Pawtucket.

Disaster history in Providence County

Federal disaster declarations are public FEMA records of the events that have hit Providence County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Severe Stormmost common declared peril (7x)
2024most recent: Severe Storms, Flooding, and Tornadoes

Source: FEMA public records (disaster declarations), county-level figures for Providence County.

Insurance agency records in Pawtucket

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2006 · NPN 2013741 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2006 · NPN 2013740 · public licensing record

T & R Services LLC

Pawtucket, RI

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 15651776 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Pawtucket? See renters insurance in Pawtucket for coverage of your own belongings and liability as a tenant.

Landlords in nearby markets in Providence County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlord insurance in Pawtucket, RI?

Public licensing records list 3 insurance agencies in Pawtucket, Rhode Island with broad licensing qualifications relevant to this category, within Providence County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landlord insurance with agencies near Pawtucket?

Yes. You can request quotes in Pawtucket, or browse Providence, Cranston to compare independent agencies in nearby markets in Providence County.

What happens after I request landlord insurance quotes in Pawtucket?

Tell us what you need once. We match your request with one licensed independent agency serving Pawtucket. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll match you with one independent agency serving Pawtucket. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.