Landlord insurance in Edinburg, TX

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

40independent agencies listed
5with 20+ year records
40serving businesses too

Edinburg, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Edinburg rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Edinburg.

47%of households rent
$996/momedian gross rent
$189,600median home value
35,680households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Edinburg.

Disaster history in Hidalgo County

Federal disaster declarations are public FEMA records of the events that have hit Hidalgo County hardest. They're useful context when deciding which coverages and limits matter here.

22federal disaster declarations since 2000
Hurricanemost common declared peril (11x)
2025most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Hidalgo County.

Insurance agency records in Edinburg

40 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 21356115 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2021 · NPN 19791305 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2022 · NPN 20545648 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 20662491 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 18891518 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 20677138 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Edinburg? See renters insurance in Edinburg for coverage of your own belongings and liability as a tenant.

Landlords in nearby markets in Hidalgo County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlord insurance in Edinburg, TX?

Public licensing records list 40 insurance agencies in Edinburg, Texas with broad licensing qualifications relevant to this category, within Hidalgo County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landlord insurance with agencies near Edinburg?

Yes. You can request quotes in Edinburg, or browse Mcallen, Mission, Pharr to compare independent agencies in nearby markets in Hidalgo County.

What happens after I request landlord insurance quotes in Edinburg?

Tell us what you need once. We match your request with one licensed independent agency serving Edinburg. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll match you with one independent agency serving Edinburg. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.