Landlords insurance in El Paso, TX

Owners of rental property need coverage built for tenants, not owner-occupants.

188independent agencies listed
16with 20+ year records
188serving businesses too

El Paso, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The El Paso rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in El Paso.

39%of households rent
$1,073/momedian gross rent
$184,500median home value
245,346households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for El Paso.

Disaster history in El Paso County

Federal disaster declarations are public FEMA records of the events that have hit El Paso County hardest. They're useful context when deciding which coverages and limits matter here.

10federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2021most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for El Paso County.

Independent agencies in El Paso

188 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18975001 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 21012396 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8627375 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18881182 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19020567 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20613709 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in nearby markets in El Paso County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in El Paso, TX?

Public licensing records list 188 independent agencies in El Paso, Texas with qualifications that match landlords insurance, within El Paso County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near El Paso?

Yes. You can request quotes in El Paso, or browse Horizon City, Socorro to compare independent agencies in nearby markets in El Paso County.

What happens after I request landlords insurance quotes in El Paso?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving El Paso. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving El Paso, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.