Landlord insurance in Garland, TX

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

75independent agencies listed
4with 20+ year records
75serving businesses too

Garland, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Garland rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Garland.

38%of households rent
$1,641/momedian gross rent
$270,800median home value
81,954households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Garland.

Disaster history in Dallas County

Federal disaster declarations are public FEMA records of the events that have hit Dallas County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Dallas County.

Independent agencies in Garland

75 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20567485 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19604429 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19346232 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19922485 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21561558 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2008 · NPN 12462440 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Garland? See renters insurance in Garland for coverage of your own belongings and liability as a tenant.

Frequently asked questions

How many independent agencies can help with landlord insurance in Garland, TX?

Public licensing records list 75 independent agencies in Garland, Texas with qualifications that match landlord insurance, within Dallas County. Listings are public-record based and are not endorsements.

Can I compare landlord insurance with agencies near Garland?

Yes. You can request quotes in Garland, or browse Dallas, Irving, Richardson to compare independent agencies in nearby markets in Dallas County.

What happens after I request landlord insurance quotes in Garland?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Garland. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Garland, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.