Landlords insurance in Gatesville, TX

Owners of rental property need coverage built for tenants, not owner-occupants.

4independent agencies listed
1with 20+ year records
4serving businesses too

Gatesville, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Gatesville rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Gatesville.

36%of households rent
$1,007/momedian gross rent
$207,300median home value
3,082households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Gatesville.

Disaster history in Coryell County

Federal disaster declarations are public FEMA records of the events that have hit Coryell County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Firemost common declared peril (4x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Coryell County.

Independent agencies in Gatesville

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21602727 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2002 · NPN 7320682 · public licensing record

JR Stephens LLC

Gatesville, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 21021237 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19068865 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landlords in nearby markets in Coryell County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlords insurance in Gatesville, TX?

Public licensing records list 4 independent agencies in Gatesville, Texas with qualifications that match landlords insurance, within Coryell County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Gatesville?

Yes. You can request quotes in Gatesville, or browse Copperas Cove to compare independent agencies in nearby markets in Coryell County.

What happens after I request landlords insurance quotes in Gatesville?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Gatesville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Gatesville, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.