Landlord insurance in Lindale, TX

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

4independent agencies listed
4serving businesses too

Lindale, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lindale rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Lindale.

35%of households rent
$1,274/momedian gross rent
$272,800median home value
2,491households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lindale.

Disaster history in Smith County

Federal disaster declarations are public FEMA records of the events that have hit Smith County hardest. They're useful context when deciding which coverages and limits matter here.

21federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Smith County.

Insurance agency records in Lindale

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2020 · NPN 19739038 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 21407202 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 18997302 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21680454 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Lindale? See renters insurance in Lindale for coverage of your own belongings and liability as a tenant.

Landlords in nearby markets in Smith County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlord insurance in Lindale, TX?

Public licensing records list 4 insurance agencies in Lindale, Texas with broad licensing qualifications relevant to this category, within Smith County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landlord insurance with agencies near Lindale?

Yes. You can request quotes in Lindale, or browse Tyler, Whitehouse, Flint to compare independent agencies in nearby markets in Smith County.

What happens after I request landlord insurance quotes in Lindale?

Tell us what you need once. We match your request with one licensed independent agency serving Lindale. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll match you with one independent agency serving Lindale. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.