Landlord insurance in Rio Grande City, TX

Landlord insurance is built for owners of rental property: the building, owner liability, and lost rental income.

13agency records listed
13with broad P&C qualifications

Rio Grande City, TX market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Rio Grande City rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Rio Grande City.

31%of households rent
$767/momedian gross rent
$113,200median home value
4,525households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Rio Grande City.

Disaster history in Starr County

Federal disaster declarations are public FEMA records of the events that have hit Starr County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Hurricanemost common declared peril (9x)
2025most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Starr County.

Insurance agency records in Rio Grande City

13 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2018 · NPN 18834619 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2025 · NPN 21746258 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2023 · NPN 20650493 · Public licensing record

Garza Insurance Services LLC

Rio Grande City, TX

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2026 · NPN 22180732 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 19761390 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2017 · NPN 18480810 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Renting your home in Rio Grande City? See renters insurance in Rio Grande City for coverage of your own belongings and liability as a tenant.

Landlords in nearby markets in Starr County

Browse nearby markets with enough listed agencies to support a local landlords page.

Frequently asked questions

How many independent agencies can help with landlord insurance in Rio Grande City, TX?

Public licensing records list 13 insurance agencies in Rio Grande City, Texas with broad licensing qualifications relevant to this category, within Starr County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landlord insurance with agencies near Rio Grande City?

Yes. You can request quotes in Rio Grande City, or browse Roma to compare independent agencies in nearby markets in Starr County.

What happens after I request landlord insurance quotes in Rio Grande City?

Tell us what you need once. We match your request with one licensed independent agency serving Rio Grande City. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll match you with one independent agency serving Rio Grande City. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.