Landlords insurance in San Antonio, TX

Owners of rental property need coverage built for tenants, not owner-occupants.

445independent agencies listed
78with 20+ year records
445serving businesses too

San Antonio, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The San Antonio rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in San Antonio.

48%of households rent
$1,324/momedian gross rent
$235,700median home value
554,581households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for San Antonio.

Disaster history in Bexar County

Federal disaster declarations are public FEMA records of the events that have hit Bexar County hardest. They're useful context when deciding which coverages and limits matter here.

21federal disaster declarations since 2000
Hurricanemost common declared peril (11x)
2025most recent: Duke Fire

Source: FEMA public records (disaster declarations), county-level figures for Bexar County.

Independent agencies in San Antonio

445 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 20023293 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 16436939 · public licensing record

49th ST Insurance LLC

San Antonio, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21349238 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21473952 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21381281 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2000 · NPN 3248900 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in San Antonio, TX?

Public licensing records list 445 independent agencies in San Antonio, Texas with qualifications that match landlords insurance, within Bexar County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near San Antonio?

Yes. You can request quotes in San Antonio, or browse Helotes, Schertz, Windcrest to compare independent agencies in nearby markets in Bexar County.

What happens after I request landlords insurance quotes in San Antonio?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving San Antonio. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving San Antonio, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.