Landlords insurance in Madison, WI

Owners of rental property need coverage built for tenants, not owner-occupants.

17independent agencies listed
3with 20+ year records
17serving businesses too

Madison, WI market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landlords coverage to consider

  • Landlord / dwelling property
  • General liability
  • Loss of rental income
  • Umbrella / excess liability
  • Flood (where applicable)
  • Equipment breakdown

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Madison rental market

Rental exposure starts with tenants and property values. Here is what the market looks like in Madison.

54%of households rent
$1,413/momedian gross rent
$372,900median home value
128,261households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Madison.

Disaster history in Dane County

Federal disaster declarations are public FEMA records of the events that have hit Dane County hardest. They're useful context when deciding which coverages and limits matter here.

9federal disaster declarations since 2000
Severe Stormmost common declared peril (4x)
2018most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Dane County.

Independent agencies in Madison

17 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 18669820 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 662862 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21157438 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 21718244 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 17815754 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 2108975 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with landlords insurance in Madison, WI?

Public licensing records list 17 independent agencies in Madison, Wisconsin with qualifications that match landlords insurance, within Dane County. Listings are public-record based and are not endorsements.

Can I compare landlords insurance with agencies near Madison?

Yes. You can request quotes in Madison, or browse Brookfield, Milwaukee , New Berlin to compare independent agencies in other Wisconsin markets.

What happens after I request landlords insurance quotes in Madison?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Madison. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Is a homeowners policy enough for a rental?

Homeowners policies generally exclude tenant-occupied rentals. A landlord (dwelling) policy is usually the right fit — an agent can confirm.

Does landlord insurance cover lost rent?

Many landlord policies include loss of rental income after a covered loss. Coverage amounts vary, so review the limit with an agent.

Tell us what you need once.

We'll connect you with an independent agency serving Madison, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.