Landscaping insurance in Lutz, FL

Landscaping and lawn-care businesses carry seasonal payroll, vehicles, and equipment.

4independent agencies listed
1with 20+ year records
4serving businesses too

Lutz, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landscapers coverage to consider

  • General liability
  • Commercial auto
  • Workers' compensation
  • Inland marine (equipment)
  • Herbicide & pesticide coverage
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lutz customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Lutz.

27,106residents
9,589households
$120,031median household income
$486,500median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lutz.

Disaster history in Hillsborough County

Federal disaster declarations are public FEMA records of the events that have hit Hillsborough County hardest. They're useful context when deciding which coverages and limits matter here.

28federal disaster declarations since 2000
Hurricanemost common declared peril (17x)
2024most recent: Tropical Storm Debby

Source: FEMA public records (disaster declarations), county-level figures for Hillsborough County.

Independent agencies in Lutz

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 8904736 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 16437193 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 8097628 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 7508044 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landscapers in nearby markets in Hillsborough County

Browse nearby markets with enough listed agencies to support a local landscapers page.

Frequently asked questions

How many independent agencies can help with landscaping insurance in Lutz, FL?

Public licensing records list 4 independent agencies in Lutz, Florida with qualifications that match landscaping insurance, within Hillsborough County. Listings are public-record based and are not endorsements.

Can I compare landscaping insurance with agencies near Lutz?

Yes. You can request quotes in Lutz, or browse Tampa, Plant City, Brandon to compare independent agencies in nearby markets in Hillsborough County.

What happens after I request landscaping insurance quotes in Lutz?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Lutz. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does general liability cover pesticide or herbicide application?

Chemical application is often excluded or limited on standard policies. Ask about an endorsement or specialized coverage if you apply products.

How do I insure trailers and mowers?

Equipment is usually covered under inland marine. Vehicles and trailers may need commercial auto. An agent can structure both.

Tell us what you need once.

We'll connect you with an independent agency serving Lutz, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.