Landscaping insurance in Moorhead, MN

Landscaping and lawn-care businesses carry seasonal payroll, vehicles, and equipment.

2independent agencies listed
2serving businesses too

Moorhead, MN market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landscapers coverage to consider

  • General liability
  • Commercial auto
  • Workers' compensation
  • Inland marine (equipment)
  • Herbicide & pesticide coverage
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Moorhead customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Moorhead.

45,036residents
18,508households
$72,761median household income
$249,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Moorhead.

Disaster history in Clay County

Federal disaster declarations are public FEMA records of the events that have hit Clay County hardest. They're useful context when deciding which coverages and limits matter here.

13federal disaster declarations since 2000
Floodmost common declared peril (7x)
2023most recent: Severe Storms and Flooding

Source: FEMA public records (disaster declarations), county-level figures for Clay County.

Insurance agency records in Moorhead

2 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2021 · NPN 17625481 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2022 · NPN 15780853 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landscapers in other Minnesota markets

Browse nearby markets with enough listed agencies to support a local landscapers page.

Frequently asked questions

How many independent agencies can help with landscaping insurance in Moorhead, MN?

Public licensing records list 2 insurance agencies in Moorhead, Minnesota with broad licensing qualifications relevant to this category, within Clay County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landscaping insurance with agencies near Moorhead?

Yes. You can request quotes in Moorhead, or browse Minneapolis, Edina, Plymouth to compare independent agencies in other Minnesota markets.

What happens after I request landscaping insurance quotes in Moorhead?

Tell us what you need once. We match your request with one licensed independent agency serving Moorhead. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does general liability cover pesticide or herbicide application?

Chemical application is often excluded or limited on standard policies. Ask about an endorsement or specialized coverage if you apply products.

How do I insure trailers and mowers?

Equipment is usually covered under inland marine. Vehicles and trailers may need commercial auto. An agent can structure both.

Tell us what you need once.

We'll match you with one independent agency serving Moorhead. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.