Professional services insurance in Pagosa Springs, CO

Consultants, designers, bookkeepers, and other service firms face claims about the work itself — not just the office.

3independent agencies listed
3serving businesses too

Pagosa Springs, CO market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Professional coverage to consider

  • Professional liability (E&O)
  • General liability
  • Cyber liability
  • Business owner's policy (BOP)
  • Workers' compensation
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Pagosa Springs customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Pagosa Springs.

2,090residents
775households
$50,785median household income
$374,600median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Pagosa Springs.

Disaster history in Archuleta County

Federal disaster declarations are public FEMA records of the events that have hit Archuleta County hardest. They're useful context when deciding which coverages and limits matter here.

3federal disaster declarations since 2000
Firemost common declared peril (2x)
2025most recent: Oak Fire

Source: FEMA public records (disaster declarations), county-level figures for Archuleta County.

Independent agencies in Pagosa Springs

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 20856989 · public licensing record

Mackey Insurance LLC

Pagosa Springs, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 17444631 · public licensing record

Smith Insurance, LLC

Pagosa Springs, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 18823855 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with professional services insurance in Pagosa Springs, CO?

Public licensing records list 3 independent agencies in Pagosa Springs, Colorado with qualifications that match professional services insurance, within Archuleta County. Listings are public-record based and are not endorsements.

Can I compare professional services insurance with agencies near Pagosa Springs?

Yes. You can request quotes in Pagosa Springs, or browse Denver, Colorado Springs, Aurora to compare independent agencies in other Colorado markets.

What happens after I request professional services insurance quotes in Pagosa Springs?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Pagosa Springs. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What's the difference between E&O and general liability?

General liability covers bodily injury and property damage; E&O covers claims that your professional work caused a client financial harm. Many firms need both.

My client's contract requires proof of insurance — now what?

Agencies issue certificates of insurance and can adjust limits to match contract requirements. Bring the contract language to the conversation.

Tell us what you need once.

We'll connect you with an independent agency serving Pagosa Springs, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.