Professional services insurance in Clearwater, FL

Consultants, designers, bookkeepers, and other service firms face claims about the work itself — not just the office.

20independent agencies listed
2with 20+ year records
19serving businesses too

Clearwater, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Professional coverage to consider

  • Professional liability (E&O)
  • General liability
  • Cyber liability
  • Business owner's policy (BOP)
  • Workers' compensation
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Clearwater customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Clearwater.

117,247residents
49,998households
$66,381median household income
$361,300median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Clearwater.

Disaster history in Pinellas County

Federal disaster declarations are public FEMA records of the events that have hit Pinellas County hardest. They're useful context when deciding which coverages and limits matter here.

28federal disaster declarations since 2000
Hurricanemost common declared peril (17x)
2024most recent: Tropical Storm Debby

Source: FEMA public records (disaster declarations), county-level figures for Pinellas County.

Independent agencies in Clearwater

20 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 15839030 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19740991 · public licensing record

Unclaimed
Commercial

In records since 2016 · NPN 17890072 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 8840822 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 3671542 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2010 · NPN 15758919 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Professional in nearby markets in Pinellas County

Browse nearby markets with enough listed agencies to support a local professional page.

Frequently asked questions

How many independent agencies can help with professional services insurance in Clearwater, FL?

Public licensing records list 20 independent agencies in Clearwater, Florida with qualifications that match professional services insurance, within Pinellas County. Listings are public-record based and are not endorsements.

Can I compare professional services insurance with agencies near Clearwater?

Yes. You can request quotes in Clearwater, or browse St. Petersburg , Palm Harbor, Largo to compare independent agencies in nearby markets in Pinellas County.

What happens after I request professional services insurance quotes in Clearwater?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Clearwater. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What's the difference between E&O and general liability?

General liability covers bodily injury and property damage; E&O covers claims that your professional work caused a client financial harm. Many firms need both.

My client's contract requires proof of insurance — now what?

Agencies issue certificates of insurance and can adjust limits to match contract requirements. Bring the contract language to the conversation.

Tell us what you need once.

We'll connect you with an independent agency serving Clearwater, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.