Professional liability insurance in Miami, FL
Consultants, designers, bookkeepers, and other service firms face claims about the work itself — not just the office. Errors & omissions coverage is usually the centerpiece.
Miami, FL market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.
Professional coverage to consider
- Professional liability (E&O)
- General liability
- Cyber liability
- Business owner's policy (BOP)
- Workers' compensation
- Umbrella / excess liability
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
The Miami customer base
Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Miami.
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Miami.
Disaster history in Miami-Dade County
Federal disaster declarations are public FEMA records of the events that have hit Miami-Dade County hardest. They're useful context when deciding which coverages and limits matter here.
Source: FEMA public records (disaster declarations), county-level figures for Miami-Dade County.
Insurance agency records in Miami
182 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.
Miami, FL
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2010 · NPN 8797656 · Public licensing record
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2020 · NPN 19550462 · Public licensing record
Miami, FL
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2019 · NPN 19198965 · Public licensing record
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2024 · NPN 21166988 · Public licensing record
License categories: Property & casualty. Confirm services with the agency.
In records since 2025 · NPN 21522311 · Public licensing record
License categories: Property & casualty, Agency License (FL). Confirm services with the agency.
In records since 2008 · NPN 10108988 · Public licensing record
Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.
Other coverage in Miami
Agencies in this market may also help with related lines that have local licensing depth.
Professional in nearby markets in Miami-Dade County
Browse nearby markets with enough listed agencies to support a local professional page.
Frequently asked questions
How many independent agencies can help with professional liability insurance in Miami, FL?
Public licensing records list 182 insurance agencies in Miami, Florida with broad licensing qualifications relevant to this category, within Miami-Dade County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.
Can I compare professional liability insurance with agencies near Miami?
Yes. You can request quotes in Miami, or browse Hialeah, Doral, Coral Gables to compare independent agencies in nearby markets in Miami-Dade County.
What happens after I request professional liability insurance quotes in Miami?
Tell us what you need once. We match your request with one licensed independent agency serving Miami. We are not an insurance agency and we do not sell your information into a bidding marketplace.
What's the difference between E&O and general liability?
General liability covers bodily injury and property damage; E&O covers claims that your professional work caused a client financial harm. Many firms need both.
My client's contract requires proof of insurance — now what?
Agencies issue certificates of insurance and can adjust limits to match contract requirements. Bring the contract language to the conversation.
Tell us what you need once.
We'll match you with one independent agency serving Miami. Your information is never sold or blasted to a list.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.