Professional services insurance in Lima, OH

Consultants, designers, bookkeepers, and other service firms face claims about the work itself — not just the office.

3independent agencies listed
2with 20+ year records
3serving businesses too

Lima, OH market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Professional coverage to consider

  • Professional liability (E&O)
  • General liability
  • Cyber liability
  • Business owner's policy (BOP)
  • Workers' compensation
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lima customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Lima.

35,010residents
14,273households
$46,240median household income
$107,200median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lima.

Disaster history in Allen County

Federal disaster declarations are public FEMA records of the events that have hit Allen County hardest. They're useful context when deciding which coverages and limits matter here.

6federal disaster declarations since 2000
Severe Stormmost common declared peril (5x)
2012most recent: Severe Storms

Source: FEMA public records (disaster declarations), county-level figures for Allen County.

Independent agencies in Lima

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 957631 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 1882488 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2009 · NPN 957725 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with professional services insurance in Lima, OH?

Public licensing records list 3 independent agencies in Lima, Ohio with qualifications that match professional services insurance, within Allen County. Listings are public-record based and are not endorsements.

Can I compare professional services insurance with agencies near Lima?

Yes. You can request quotes in Lima, or browse Cincinnati, Columbus, Cleveland to compare independent agencies in other Ohio markets.

What happens after I request professional services insurance quotes in Lima?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Lima. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What's the difference between E&O and general liability?

General liability covers bodily injury and property damage; E&O covers claims that your professional work caused a client financial harm. Many firms need both.

My client's contract requires proof of insurance — now what?

Agencies issue certificates of insurance and can adjust limits to match contract requirements. Bring the contract language to the conversation.

Tell us what you need once.

We'll connect you with an independent agency serving Lima, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.