Professional services insurance in Stephenville, TX

Consultants, designers, bookkeepers, and other service firms face claims about the work itself — not just the office.

11independent agencies listed
2with 20+ year records
11serving businesses too

Stephenville, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Professional coverage to consider

  • Professional liability (E&O)
  • General liability
  • Cyber liability
  • Business owner's policy (BOP)
  • Workers' compensation
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Stephenville customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Stephenville.

21,682residents
8,247households
$53,015median household income
$241,300median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Stephenville.

Disaster history in Erath County

Federal disaster declarations are public FEMA records of the events that have hit Erath County hardest. They're useful context when deciding which coverages and limits matter here.

12federal disaster declarations since 2000
Firemost common declared peril (3x)
2021most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Erath County.

Independent agencies in Stephenville

11 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Andrew Schneider, LLC

Stephenville, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21675899 · public licensing record

ARC Agency LLC

Stephenville, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19715398 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 18084068 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21385278 · public licensing record

Fraser Agency Inc

Stephenville, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1997 · NPN 1937785 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18264740 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with professional services insurance in Stephenville, TX?

Public licensing records list 11 independent agencies in Stephenville, Texas with qualifications that match professional services insurance, within Erath County. Listings are public-record based and are not endorsements.

Can I compare professional services insurance with agencies near Stephenville?

Yes. You can request quotes in Stephenville, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request professional services insurance quotes in Stephenville?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Stephenville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What's the difference between E&O and general liability?

General liability covers bodily injury and property damage; E&O covers claims that your professional work caused a client financial harm. Many firms need both.

My client's contract requires proof of insurance — now what?

Agencies issue certificates of insurance and can adjust limits to match contract requirements. Bring the contract language to the conversation.

Tell us what you need once.

We'll connect you with an independent agency serving Stephenville, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.