Renters insurance in Huntsville, AL

Your landlord's policy covers the building — not your belongings or your liability.

6independent agencies listed
6serving businesses too

Huntsville, AL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Renters coverage to consider

  • Personal property
  • Personal liability
  • Loss of use (hotel, meals)
  • Guest medical payments
  • Scheduled items (jewelry, bikes, instruments)
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Renting in Huntsville

Renters coverage protects your belongings and liability rather than the building itself. Here is what renting looks like in Huntsville.

42%of households rent
$1,171/momedian gross rent
95,310households
222,791residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Huntsville.

Disaster history in Madison County

Federal disaster declarations are public FEMA records of the events that have hit Madison County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (6x)
2024most recent: Hurricane Helene

Source: FEMA public records (disaster declarations), county-level figures for Madison County.

Independent agencies in Huntsville

6 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

4 Seasons Inc

Huntsville, AL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 18332437 · public licensing record

A. G. D. INS LLC

Huntsville, AL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 14598309 · public licensing record

Aib Acquisition, Inc.

Huntsville, AL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19852612 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 9725422 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 15508330 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2014 · NPN 9154093 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Huntsville

Agencies in this market may also help with related lines that have local licensing depth.

Renters in other Alabama markets

Browse nearby markets with enough listed agencies to support a local renters page.

Frequently asked questions

How many independent agencies can help with renters insurance in Huntsville, AL?

Public licensing records list 6 independent agencies in Huntsville, Alabama with qualifications that match renters insurance, within Madison County. Listings are public-record based and are not endorsements.

Can I compare renters insurance with agencies near Huntsville?

Yes. You can request quotes in Huntsville, or browse Birmingham, Mobile, Montgomery to compare independent agencies in other Alabama markets.

What happens after I request renters insurance quotes in Huntsville?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Huntsville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Doesn't my landlord's insurance cover me?

No — the building owner's policy covers the structure. Your belongings, your liability, and your displacement costs are yours to insure.

Can roommates share one policy?

It depends on the carrier and how the lease is written. An agent can tell you what's allowed and what's smart.

Tell us what you need once.

We'll connect you with an independent agency serving Huntsville, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.