Renters insurance in California.
1,878 independent agencies are licensed to write renters insurance across California, with the most listings in San Diego, Los Angeles, San Francisco. Independent agents aren’t tied to one carrier — they compare apartment coverage from multiple companies to fit your situation.
What renters insurance can cover
- Personal property
- Personal liability
- Loss of use (hotel, meals)
- Guest medical payments
- Scheduled items (jewelry, bikes, instruments)
- Water backup (where offered)
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Renters agencies across California.
The California communities with the most renters listings. Pick yours to see local agencies.
Frequently asked questions
How many independent renters agencies are in California?
Public licensing records list 1,878 independent agencies licensed to write renters insurance across California, in 370 communities. 239 California agencies have records going back 20 or more years.
How do I get renters insurance quotes in California?
Tell us what you need once and we route your request to a licensed independent agency that serves your area in California. You'll see who may contact you before you submit — and we never sell your information.
Doesn't my landlord's insurance cover me?
No — the building owner's policy covers the structure. Your belongings, your liability, and your displacement costs are yours to insure.
Other lines in California.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.