Renters insurance in Boston, MA

Your landlord's policy covers the building — not your belongings or your liability.

52independent agencies listed
13with 20+ year records
52serving businesses too

Boston, MA market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Renters coverage to consider

  • Personal property
  • Personal liability
  • Loss of use (hotel, meals)
  • Guest medical payments
  • Scheduled items (jewelry, bikes, instruments)
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Renting in Boston

Renters coverage protects your belongings and liability rather than the building itself. Here is what renting looks like in Boston.

64%of households rent
$2,147/momedian gross rent
283,374households
666,442residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Boston.

Disaster history in Suffolk County

Federal disaster declarations are public FEMA records of the events that have hit Suffolk County hardest. They're useful context when deciding which coverages and limits matter here.

20federal disaster declarations since 2000
Severe Stormmost common declared peril (7x)
2023most recent: Hurricane Lee

Source: FEMA public records (disaster declarations), county-level figures for Suffolk County.

Independent agencies in Boston

52 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2006 · NPN 8872269 · public licensing record

Afthonea Inc

Boston, MA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 22204116 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2015 · NPN 17480453 · public licensing record

Altru LLC

Boston, MA

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2005 · NPN 8468790 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20768991 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18149647 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Boston

Agencies in this market may also help with related lines that have local licensing depth.

Renters in other Massachusetts markets

Browse nearby markets with enough listed agencies to support a local renters page.

Frequently asked questions

How many independent agencies can help with renters insurance in Boston, MA?

Public licensing records list 52 independent agencies in Boston, Massachusetts with qualifications that match renters insurance, within Suffolk County. Listings are public-record based and are not endorsements.

Can I compare renters insurance with agencies near Boston?

Yes. You can request quotes in Boston, or browse Worcester, Framingham, Woburn to compare independent agencies in other Massachusetts markets.

What happens after I request renters insurance quotes in Boston?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Boston. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Doesn't my landlord's insurance cover me?

No — the building owner's policy covers the structure. Your belongings, your liability, and your displacement costs are yours to insure.

Can roommates share one policy?

It depends on the carrier and how the lease is written. An agent can tell you what's allowed and what's smart.

Tell us what you need once.

We'll connect you with an independent agency serving Boston, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.