Renters insurance in New York.

797 independent agencies are licensed to write renters insurance across New York, with the most listings in Manhattan, Brooklyn, Melville. An independent agent compares apartmentcoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

797agencies writing renters
224communities
488with 20+ year records

What renters insurance can cover

  • Personal property
  • Personal liability
  • Loss of use (hotel, meals)
  • Guest medical payments
  • Scheduled items (jewelry, bikes, instruments)
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

All New York communities for renters insurance

224 communities have at least one independent agency licensed for renters insurance. Browse them all:

Airmont (1)Albany (6)Allgegany (1)Altamont (1)Amherst (1)Amityville (1)Amsterdam (1)Aquebogue (1)Armonk (6)Astoria (1)Attica (1)Auburn (1)Babylon (1)Bardonia (1)Batavia (1)Bay Point (1)Bay Shore (2)Bayport (1)Bayshore (1)Bayside (3)Bedford (1)Bellport (1)Bethpage (1)Binghamton (1)Bloomfield (1)Blue Point (1)Bohemia (5)Brewster (1)Bridgehampton (1)Bronx (5)Brooklyn (77)Brookyn (1)Buffalo (10)Calverton (1)Canandaigua (1)Carle Place (1)Cedarhurst (2)Centereach (2)Centerport (1)Central Valley (1)Chappaqua (2)Chatham (1)Clarence (1)Clay (1)Clayton (1)Clifton Park (3)Clinton (1)Colonie (1)Commack (5)Congers (1)Corona (1)Cortland (1)Deer Park (1)Depew (1)Dewitt (1)E Northport (1)East Amherst (1)East Aurora (1)East Hampton (2)East Hills (1)East Meadow (2)East Northport (1)East Setauket (1)East Syracuse (2)Ellenville (1)Ellicottville (1)Elmira (1)Elmont (1)Elmsford (1)Fairport (1)Farmingdale (2)Farmingville (1)Fayetteville (1)Fishkill (2)Flushing (10)Forest Hills (2)Franklin Sq (1)Franklin Square (1)Fresh Meadows (2)Fulton (1)Garden City (15)Glendale (1)Glens Falls (1)Gloversville (2)Goshen (2)Great Neck (5)Greenvale (2)Halesite (1)Hancock (3)Harrison (2)Hartsdale (1)Hauppauge (9)Hempstead (1)Hicksville (8)Holbrook (1)Hollis (1)Hopewell Jct (1)Horseheads (1)Howard Beach (1)Hudson (1)Hudson Falls (1)Huntington (14)Huntington Station (2)Hyde Park (1)Inlet (1)Islandia (3)Islip Terrace (1)Jackson Heights (1)Jamaica (2)Jericho (9)Katonah (1)Keene (1)Kings Park (2)Kingston (4)Lake Placid (2)Lake Success (3)Larchmont (2)Latham (2)Lawrence (1)Long Beach (3)Long Island City (3)Lynbrook (8)Mahopac (1)Mamaroneck (1)Manhasset (4)Manhattan (212)Marcellus (1)Massapequa (2)Mattituck (1)Melville (19)Merrick (1)Middle Island (1)Middle Village (1)Middleport (1)Mineola (4)Monroe (4)Monsey (5)Mt Kisco (1)Nanuet (3)Narrowsburg (1)New City (5)New Hartford (3)New Hyde Park (4)New Hydge Park (1)New Rochelle (4)Newburgh (3)Northport (1)Northville (2)Norwich (1)Oakland Gardens (2)Oakland Gdns (1)Oceanside (2)Ogdensburg (1)Olean (6)Oriskany (1)Ozone Park (1)Palmyra (1)Parish (1)Patchogue (1)Patchoque (1)Pearl River (1)Peekskill (1)Pelham (3)Pittsford (3)Plainview (7)Plattsburgh (1)Pleasantville (2)Port Jefferson Sta (1)Port Washington (2)Poughkeepsie (4)Purchase (5)Queens (1)Queens Village (2)Queensbury (1)Ransomville (1)Richmond Hill (1)Rochester (8)Rock Hill (1)Rockaway Park (1)Rockville Centre (1)Rocky Point (2)Ronkonkoma (1)Roslyn (2)Roslyn Heights (2)Rye (2)Rye Brook (3)S Richmond Hill (1)Saratoga Springs (2)Sayville (5)Scarsdale (1)Schenectady (1)Scotia (1)Seaford (1)Setauket (1)Skaneateles (1)Slingerlands (1)Smithtown (3)Somers (1)South Glens Falls (1)Southampton (2)Sparkill (1)Spring Valley (4)Staten Island (9)Stony Brook (1)Syosset (3)Syracuse (8)Tallman (1)Tarrytown (4)Uniondale (2)Valhalla (1)Valley Stream (4)Vestal (2)West Babylon (1)West Islip (2)West Seneca (1)Westbury (1)Westfield (1)White Plains (12)Whitestone (1)Williamsville (3)Williamville (1)Williston Park (2)Woodbury (6)Yonkers (3)

Frequently asked questions

How many independent renters agencies are in New York?

Public licensing records list 797 independent agencies licensed to write renters insurance across New York, in 224 communities. 488 New York agencies have records going back 20 or more years.

How do I get renters insurance quotes in New York?

Tell us what you need once and we connect you with a licensed independent agency that serves your area in New York. You'll see who may contact you before you submit, and we never sell your information.

Doesn't my landlord's insurance cover me?

No — the building owner's policy covers the structure. Your belongings, your liability, and your displacement costs are yours to insure.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.