Renters insurance in Lexington, TX

Renters insurance covers your belongings and your liability in the place you rent.

3independent agencies listed
1with 20+ year records
3serving businesses too

Lexington, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Renters coverage to consider

  • Personal property
  • Personal liability
  • Loss of use (hotel, meals)
  • Guest medical payments
  • Scheduled items (jewelry, bikes, instruments)
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Renting in Lexington

Renters coverage protects your belongings and liability rather than the building itself. Here is what renting looks like in Lexington.

52%of households rent
$1,148/momedian gross rent
619households
1,365residents

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lexington.

Disaster history in Lee County

Federal disaster declarations are public FEMA records of the events that have hit Lee County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Lee County.

Insurance agency records in Lexington

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Kim Dowdy, LLC

Lexington, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2009 · NPN 13439458 · public licensing record

Melissa Wagner LLC

Lexington, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 21234397 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1989 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Own a rental property in Lexington? See landlord insurance in Lexington for coverage built for property owners.

Other coverage in Lexington

Agencies in this market may also help with related lines that have local licensing depth.

Renters in nearby markets in Lee County

Browse nearby markets with enough listed agencies to support a local renters page.

Frequently asked questions

How many independent agencies can help with renters insurance in Lexington, TX?

Public licensing records list 3 insurance agencies in Lexington, Texas with broad licensing qualifications relevant to this category, within Lee County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare renters insurance with agencies near Lexington?

Yes. You can request quotes in Lexington, or browse Giddings to compare independent agencies in nearby markets in Lee County.

What happens after I request renters insurance quotes in Lexington?

Tell us what you need once. We match your request with one licensed independent agency serving Lexington. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does renters insurance cover?

Your personal property, your liability, and displacement costs (like a hotel) after a covered loss. The building itself is the owner's policy, not yours.

Can roommates share one renters policy?

It depends on the carrier and how the lease is written. An agent can tell you what's allowed and what's smart.

Tell us what you need once.

We'll match you with one independent agency serving Lexington. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.