Renters insurance in Virginia.

215 independent agencies are licensed to write renters insurance across Virginia, with the most listings in Richmond, Fairfax, Virginia Beach. Independent agents aren’t tied to one carrier — they compare apartment coverage from multiple companies to fit your situation.

215agencies writing renters
77communities
95with 20+ year records

What renters insurance can cover

  • Personal property
  • Personal liability
  • Loss of use (hotel, meals)
  • Guest medical payments
  • Scheduled items (jewelry, bikes, instruments)
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Frequently asked questions

How many independent renters agencies are in Virginia?

Public licensing records list 215 independent agencies licensed to write renters insurance across Virginia, in 77 communities. 95 Virginia agencies have records going back 20 or more years.

How do I get renters insurance quotes in Virginia?

Tell us what you need once and we route your request to a licensed independent agency that serves your area in Virginia. You'll see who may contact you before you submit — and we never sell your information.

Doesn't my landlord's insurance cover me?

No — the building owner's policy covers the structure. Your belongings, your liability, and your displacement costs are yours to insure.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.