Restaurant insurance in Castle Rock, CO

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

9independent agencies listed
2with 20+ year records
9serving businesses too

Castle Rock, CO market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Castle Rock customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Castle Rock.

79,123residents
28,219households
$145,197median household income
$652,900median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Castle Rock.

Disaster history in Douglas County

Federal disaster declarations are public FEMA records of the events that have hit Douglas County hardest. They're useful context when deciding which coverages and limits matter here.

7federal disaster declarations since 2000
Firemost common declared peril (3x)
2023most recent: Severe Storms, Flooding, and Tornadoes

Source: FEMA public records (disaster declarations), county-level figures for Douglas County.

Insurance agency records in Castle Rock

9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2002 · NPN 102435 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 17148262 · public licensing record

Iconic Empire LLC

Castle Rock, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 20999509 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2024 · NPN 20777159 · public licensing record

Morton Insurance, LLC

Castle Rock, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2006 · NPN 7321602 · public licensing record

Ottmann Agency

Castle Rock, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21618352 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Restaurants in nearby markets in Douglas County

Browse nearby markets with enough listed agencies to support a local restaurants page.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Castle Rock, CO?

Public licensing records list 9 insurance agencies in Castle Rock, Colorado with broad licensing qualifications relevant to this category, within Douglas County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Castle Rock?

Yes. You can request quotes in Castle Rock, or browse Parker, Highlands Ranch to compare independent agencies in nearby markets in Douglas County.

What happens after I request restaurant insurance quotes in Castle Rock?

Tell us what you need once. We match your request with one licensed independent agency serving Castle Rock. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Castle Rock. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.