Restaurants insurance in Illinois.

658 independent agencies are licensed to write restaurants insurance across Illinois, with the most listings in Chicago, Deerfield, Schaumburg. An independent agent compares restaurant or food businesscoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

658agencies writing restaurants
187communities
220with 20+ year records

What restaurants insurance can cover

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

All Illinois communities for restaurants insurance

187 communities have at least one independent agency licensed for restaurants insurance. Browse them all:

Addison (3)Algonquin (1)Alsip (2)Arlington Heights (8)Auburn (1)Aurora (6)Bannockburn (1)Barrington (5)Bartlett (1)Batavia (3)Bedford Park (3)Beecher (1)Belleville (4)Belvidere (1)Bensenville (1)Berwyn (1)Bloomingdale (2)Bloomington (6)Bolingbrook (2)Bowen (1)Bradley (1)Brighton (1)Buffalo Grove (1)Burr Ridge (5)Carbondale (1)Carol Stream (1)Cary (1)Centralia (2)Champaign (3)Chicago (145)Chicago Ridge (1)Cissna Park (1)Clarendon Hills (1)Colfax (1)Columbia (4)Countryside (1)Crystal Lake (3)Danville (1)Darien (2)De Kalb (1)Decatur (2)Deer Park (1)Deerfield (33)Des Plaines (4)Dixon (2)Downer Grove (1)Downers Grove (8)Dunlap (1)East Dundee (1)East Peoria (1)Edwardsville (3)Effingham (1)Elburn (2)Elgin (8)Elk Grove Village (4)Elmhurst (2)Elmwood Park (1)Eureka (1)Evanston (4)Evergreen Park (5)Flossmoor (1)Frankfort (1)Franklin Park (1)Galva (1)Geneva (5)Glen Carbon (2)Glen Ellyn (2)Glenview (1)Godfrey (1)Grayslake (1)Gurnee (1)Hampshire (1)Hanover Park (1)Harrisburg (1)Highland Park (3)Highwood (3)Hillside (1)Hinsdale (3)Hoffman Estates (4)Homer Glen (2)Homewood (1)Indianapolis (1)Itasca (14)Jacksonville (1)Joliet (4)Kankakee (1)Kewanee (1)La Grange (1)La Salle (1)Lake Bluff (2)Lake Forest (3)Lake In The Hills (2)Lake Zurich (6)Lasalle (1)Lemont (2)Libertyville (5)Lincolnshire (1)Lincolnwood (2)Lisle (6)Lombard (8)Loves Park (1)Lynwood (1)Macomb (1)Marion (2)Matteson (2)Mattoon (1)Minonk (1)Mokena (2)Moline (2)Morris (2)Morton Grove (1)Mount Vernon (2)Mt Prospect (2)Mt Vernon (3)Mundelein (1)Naperville (21)New Lenox (2)Niles (1)Normal (3)North Barrington (1)Northbrook (12)Northfield (1)O Fallon (1)Oak Brook (11)Oak Forest (1)Oak Lawn (2)Oak Park (1)Oakbrook Terrace (10)Ofallon (1)Orland Park (7)Oswego (3)Palatine (5)Palos Heights (2)Paris (1)Park Ridge (6)Peoria (6)Peoria Heights (2)Pittsfield (1)Quincy (1)Rantoul (1)Raymond (1)Richmond (1)Riverdale (1)Riverwoods (1)Robinson (1)Rock Island (1)Rockford (3)Rolling Meadows (11)Roselle (1)Rosemont (3)Saint Charles (1)Salem (1)Savoy (1)Schaumburg (24)Shelbyville (1)Shorewood (1)Skokie (9)South Barrington (1)South Beloit (1)South Elgin (1)Spring Grove (1)Springfield (8)St. Charles (4)Stockton (1)Summit (1)Sycamore (1)Tinley Park (3)Tuscola (1)Vernon Hills (1)Warrenville (3)Washington (1)Waukegan (3)Westchester (2)Western Springs (1)Westmont (3)Wheaton (4)Wheeling (1)Willowbrook (3)Wilmette (2)Winfield (1)Wonder Lake (1)Wood Dale (1)Woodridge (1)Woodstock (1)Worth (1)Yorkville (1)Zion (1)

Frequently asked questions

How many independent restaurants agencies are in Illinois?

Public licensing records list 658 independent agencies licensed to write restaurants insurance across Illinois, in 187 communities. 220 Illinois agencies have records going back 20 or more years.

How do I get restaurants insurance quotes in Illinois?

Tell us what you need once and we connect you with a licensed independent agency that serves your area in Illinois. You'll see who may contact you before you submit, and we never sell your information.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.