Restaurant insurance in Evansville, IN

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

4agency records listed
2with 20+ year records
4with broad P&C qualifications

Evansville, IN market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Evansville customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Evansville.

116,116residents
53,095households
$53,387median household income
$143,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Evansville.

Disaster history in Vanderburgh County

Federal disaster declarations are public FEMA records of the events that have hit Vanderburgh County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Severe Stormmost common declared peril (9x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Vanderburgh County.

Insurance agency records in Evansville

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 15943509 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2022 · NPN 19874450 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2004 · NPN 1907250 · Public licensing record

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2006 · NPN 2099478 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Evansville, IN?

Public licensing records list 4 insurance agencies in Evansville, Indiana with broad licensing qualifications relevant to this category, within Vanderburgh County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Evansville?

Yes. You can request quotes in Evansville, or browse Indianapolis, Fort Wayne, Carmel to compare independent agencies in other Indiana markets.

What happens after I request restaurant insurance quotes in Evansville?

Tell us what you need once. We match your request with one licensed independent agency serving Evansville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Evansville. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.