Restaurant insurance in New Orleans, LA

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

23agency records listed
2with 20+ year records
23with broad P&C qualifications

New Orleans, LA market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The New Orleans customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in New Orleans.

371,853residents
155,821households
$56,631median household income
$315,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for New Orleans.

Disaster history in Orleans Parish

Federal disaster declarations are public FEMA records of the events that have hit Orleans Parish hardest. They're useful context when deciding which coverages and limits matter here.

34federal disaster declarations since 2000
Hurricanemost common declared peril (25x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Orleans Parish.

Insurance agency records in New Orleans

23 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Accessible Credit LLC

New Orleans, LA

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2017 · NPN 18312882 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 19884347 · Public licensing record

AL Prieto INS Agcy Inc

New Orleans, LA

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 20337356 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 18619535 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2008 · NPN 8847314 · Public licensing record

Unclaimed

License categories: Property & casualty, Managing general agent — property & casualty. Confirm services with the agency.

In records since 2013 · NPN 4767946 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in New Orleans, LA?

Public licensing records list 23 insurance agencies in New Orleans, Louisiana with broad licensing qualifications relevant to this category, within Orleans Parish. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near New Orleans?

Yes. You can request quotes in New Orleans, or browse Baton Rouge, Shreveport, Metairie to compare independent agencies in other Louisiana markets.

What happens after I request restaurant insurance quotes in New Orleans?

Tell us what you need once. We match your request with one licensed independent agency serving New Orleans. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving New Orleans. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.