Restaurants insurance in Biloxi, MS

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

3independent agencies listed
3serving businesses too

Biloxi, MS market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Biloxi customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Biloxi.

48,861residents
19,914households
$57,204median household income
$225,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Biloxi.

Disaster history in Harrison County

Federal disaster declarations are public FEMA records of the events that have hit Harrison County hardest. They're useful context when deciding which coverages and limits matter here.

21federal disaster declarations since 2000
Hurricanemost common declared peril (18x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Harrison County.

Independent agencies in Biloxi

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19886282 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 18956959 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21326699 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Restaurants in nearby markets in Harrison County

Browse nearby markets with enough listed agencies to support a local restaurants page.

Frequently asked questions

How many independent agencies can help with restaurants insurance in Biloxi, MS?

Public licensing records list 3 independent agencies in Biloxi, Mississippi with qualifications that match restaurants insurance, within Harrison County. Listings are public-record based and are not endorsements.

Can I compare restaurants insurance with agencies near Biloxi?

Yes. You can request quotes in Biloxi, or browse Gulfport to compare independent agencies in nearby markets in Harrison County.

What happens after I request restaurants insurance quotes in Biloxi?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Biloxi. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll connect you with an independent agency serving Biloxi, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.