Restaurants insurance in Manchester, NH

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

5independent agencies listed
5serving businesses too

Manchester, NH market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Manchester customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Manchester.

115,643residents
49,162households
$81,007median household income
$365,600median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Manchester.

Disaster history in Hillsborough County

Federal disaster declarations are public FEMA records of the events that have hit Hillsborough County hardest. They're useful context when deciding which coverages and limits matter here.

20federal disaster declarations since 2000
Severe Stormmost common declared peril (11x)
2015most recent: Severe Winter Storm and Snowstorm

Source: FEMA public records (disaster declarations), county-level figures for Hillsborough County.

Independent agencies in Manchester

5 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

AS Insurance LLC

Manchester, NH

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18242629 · public licensing record

Avoca Risk, LLC

Manchester, NH

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21436658 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21785826 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21451692 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 3686063 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Restaurants in other New Hampshire markets

Browse nearby markets with enough listed agencies to support a local restaurants page.

Frequently asked questions

How many independent agencies can help with restaurants insurance in Manchester, NH?

Public licensing records list 5 independent agencies in Manchester, New Hampshire with qualifications that match restaurants insurance, within Hillsborough County. Listings are public-record based and are not endorsements.

Can I compare restaurants insurance with agencies near Manchester?

Yes. You can request quotes in Manchester, or browse Portsmouth to compare independent agencies in other New Hampshire markets.

What happens after I request restaurants insurance quotes in Manchester?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Manchester. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll connect you with an independent agency serving Manchester, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.