Restaurant insurance in Fort Lee, NJ

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

4independent agencies listed
4serving businesses too

Fort Lee, NJ market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Fort Lee customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Fort Lee.

40,067residents
18,287households
$107,274median household income
$448,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Fort Lee.

Disaster history in Bergen County

Federal disaster declarations are public FEMA records of the events that have hit Bergen County hardest. They're useful context when deciding which coverages and limits matter here.

17federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2021most recent: Remnants of Hurricane Ida

Source: FEMA public records (disaster declarations), county-level figures for Bergen County.

Insurance agency records in Fort Lee

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2010 · NPN 1988610 · public licensing record

MDS Services LLC

Fort Lee, NJ

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 18626270 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 1971582 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 16348214 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Fort Lee, NJ?

Public licensing records list 4 insurance agencies in Fort Lee, New Jersey with broad licensing qualifications relevant to this category, within Bergen County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Fort Lee?

Yes. You can request quotes in Fort Lee, or browse Mahwah, Englewood Cliffs, Paramus to compare independent agencies in nearby markets in Bergen County.

What happens after I request restaurant insurance quotes in Fort Lee?

Tell us what you need once. We match your request with one licensed independent agency serving Fort Lee. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Fort Lee. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.