Restaurant insurance in Portales, NM

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

3independent agencies listed
3serving businesses too

Portales, NM market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Portales customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Portales.

11,968residents
4,559households
$50,555median household income
$133,400median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Portales.

Disaster history in Roosevelt County

Federal disaster declarations are public FEMA records of the events that have hit Roosevelt County hardest. They're useful context when deciding which coverages and limits matter here.

3federal disaster declarations since 2000
Firemost common declared peril (2x)
2011most recent: Tire Fire

Source: FEMA public records (disaster declarations), county-level figures for Roosevelt County.

Independent agencies in Portales

3 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 7908373 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 6837233 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 17398256 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Portales, NM?

Public licensing records list 3 independent agencies in Portales, New Mexico with qualifications that match restaurant insurance, within Roosevelt County. Listings are public-record based and are not endorsements.

Can I compare restaurant insurance with agencies near Portales?

Yes. You can request quotes in Portales, or browse Albuquerque, Las Cruces, Hobbs to compare independent agencies in other New Mexico markets.

What happens after I request restaurant insurance quotes in Portales?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Portales. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll connect you with an independent agency serving Portales, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.