Restaurant insurance in Ada, OK

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

5independent agencies listed
1with 20+ year records
5serving businesses too

Ada, OK market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Ada customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Ada.

16,575residents
6,784households
$53,507median household income
$169,300median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Ada.

Disaster history in Pontotoc County

Federal disaster declarations are public FEMA records of the events that have hit Pontotoc County hardest. They're useful context when deciding which coverages and limits matter here.

19federal disaster declarations since 2000
Severe Stormmost common declared peril (8x)
2024most recent: Tornado

Source: FEMA public records (disaster declarations), county-level figures for Pontotoc County.

Insurance agency records in Ada

5 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 17606117 · public licensing record

BTW Inc

Ada, OK

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2012 · NPN 1928246 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2006 · NPN 7740046 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2020 · NPN 8050267 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 19963774 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Ada, OK?

Public licensing records list 5 insurance agencies in Ada, Oklahoma with broad licensing qualifications relevant to this category, within Pontotoc County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Ada?

Yes. You can request quotes in Ada, or browse Oklahoma City, Tulsa, Edmond to compare independent agencies in other Oklahoma markets.

What happens after I request restaurant insurance quotes in Ada?

Tell us what you need once. We match your request with one licensed independent agency serving Ada. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Ada. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.