Retail insurance in Commerce City, CO

From corner shops to boutiques, retail risk is foot traffic plus inventory.

1independent agency listed
1serving businesses too

Commerce City, CO market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Retail coverage to consider

  • General liability
  • Commercial property & inventory
  • Business owner's policy (BOP)
  • Business interruption
  • Workers' compensation
  • Crime & theft coverage

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Commerce City customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Commerce City.

66,445residents
22,415households
$111,972median household income
$499,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Commerce City.

Disaster history in Adams County

Federal disaster declarations are public FEMA records of the events that have hit Adams County hardest. They're useful context when deciding which coverages and limits matter here.

7federal disaster declarations since 2000
Floodmost common declared peril (3x)
2015most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Adams County.

Insurance agency records in Commerce City

1 business listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

JNR Insurance Agency LLC

Commerce City, CO

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2021 · NPN 18448155 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Retail in nearby markets in Adams County

Browse nearby markets with enough listed agencies to support a local retail page.

Frequently asked questions

How many independent agencies can help with retail insurance in Commerce City, CO?

Public licensing records list 1 insurance agency in Commerce City, Colorado with broad licensing qualifications relevant to this category, within Adams County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare retail insurance with agencies near Commerce City?

Yes. You can request quotes in Commerce City, or browse Westminster, Thornton, Northglenn to compare independent agencies in nearby markets in Adams County.

What happens after I request retail insurance quotes in Commerce City?

Tell us what you need once. We match your request with one licensed independent agency serving Commerce City. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What does a BOP cover for a retail store?

A business owner's policy bundles property and general liability, often with business interruption. Many small retailers start there and add coverages as needed.

How is my inventory valued after a loss?

Policies differ on cost vs. selling price and seasonal stock swings. An agent can set limits that match your busiest season.

Tell us what you need once.

We'll match you with one independent agency serving Commerce City. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.